WELCOME TO
RUGARE MEDICAL
Hlalani Kuhle – taking care of your health
About Us
Hlalani Kuhle/Rugare Medical is a fast-growing healthcare provider in Zimbabwe, offering a comprehensive range of services to ensure their members’ well-being.
Here’s a breakdown of our key offerings:
Medical Insurance:
Hlalani Kuhle/Rugare Medical Insurance provides health insurance plans for individuals, families, and groups. Their USD-based plans offer various coverage options, from a budget-friendly Value Plan to comprehensive coverage plans. They boast a wide network of healthcare providers across Zimbabwe, ensuring members can access medical services nationwide. Additionally, strategic partnerships allow members to seek treatment in neighboring regions and internationally for specific cases.
Renal Unit Services:
Hlalani Kuhle/ Rugare Medical offers specialized care for patients with kidney problems. Their renal unit likely provides services like dialysis, essential for individuals with kidney failure.
Home Care:
Hlalani Kuhle/Rugare Medical understands the importance of receiving medical care in the comfort of your own home. The home care services are include services palliative care, nursing care, and other medical assistance for those who require it.
Upcoming Hospital:
Hlalani Kuhle/Rugare Medical is expanding its reach by having a hospital. This signifies our commitment to providing high-quality healthcare facilities to their members.
OUR MILESTONES
MS. QUINN SOWA, GROUP CEO AWARDS
- Business Woman Of The Year 2022 In Matebeland(ZNCC)
- Innovation Award 2nd Runner Up 2022 in Matebeland(ZNCC)
- Megafest Matebeland Women Of The Year 2023
- Megafest National Woman Of The Year 2023
- Young Outstanding CEO Of The Year 2023
- A Super Platinum Winner Voted By Zimbabwe CEO Network
- 50 Most Inspirational Women in Zimbabwe Awards 2024 By Women Corporate Directors Network Zimbabwe.
SOCIAL RESPONSIBILITY
- Providing free eye checks throughout Bulawayo, ensuring everyone has access to crucial vision care.
- Partnering with the First Lady of Zimbabwe on vital drug campaigns, promoting public health awareness.
- Championing mental health programs, making sure mental well-being receives the focus it deserves.
- Offering free reading glasses, a simple act that can significantly improve people’s lives.
- Investing in the youth by creating employment opportunities, shaping a brighter future for Bulawayo.
- Supporting women’s empowerment, fostering a more equitable and thriving community
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Supporting educational fees for underprivileged children in Hwange.
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Providing health insurance for an orphanage in Bulawayo.
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Committed to creating positive change in our communities.
RUGARE MEDICAL PLANS
We offer comprehensive medical aid cover through an extensive service provider network with countrywide distribution, guaranteeing that our members can access medical services in any part of the country.
READY TO JOIN RUGARE?
By taking the time to fill out our form you are taking the first step to securing a Healthy future for you and or your loved ones. You are required to fill all sections of the Form to make sure relevant information is accurately captured.
PRODUCT AND SERVICES
The Rugare Value Plan:
The Value Plan that offers premium medical aid benefits all the way for Groups and Corporates
$17.00
Per Month
Per Member
VALUE PLAN
OVERALL ANNUAL LIMIT
$5000.00
QUICK BENEFITS OVERVIEW:
This plan includes an annual limit of up to $5000.00 with benefits including but not limited to Hospitalisation, Acute Medication, Ambulance Services, Chronic Medication, Baby Benefit, Dental Cover, Radiology, GP Consultation, Specialist Consultation, Bereavement Token, Orthodontic / Prosthetics, Optical plus Refraction (2 year benefit), Pathology, Prosthesis & Appliances, Preventive Care Benefit
* Small and Large corporates have access to all benefits on the first contribution.
* High claims performance of account will result in loading of subscriptions.
* Rugare retains the right to underwrite and invoke additional waiting periods.
* Fund age limit is 65 years.
USD Based Rugare Medical Cover Across Zimbabwe
Minimum to no shortfalls & co-payment
All our health insurance plans are affordable, valid anywhere in Zimbabwe and have annually guaranteed limit renewals.
Manuka Plan
$59.00 USD Per Month
Health is Wealth, Accessible through Hlalani Kuhle/ Rugare Medical!
- Discover comprehensive healthcare with our Manuka Plan priced at $59, reduced to $40 for ages 0-18.
- We prioritise your health needs while
keeping costs in check, granting access to Group B-F Private Clinics & Hospitals. - Our all-encompassing plan is designed to serve all, leaving no one overlooked.
We recognise and address the varied needs of our community.
$13,000.00 USD OVERALL ANNUAL BENEFIT
LAVENDER PLAN
$95.00 USD per Month
Health is Wealth, but who needs a treasure map when you’ve got Hlalani Kuhle/Rugare Medical on your side!
- Dive into a treasure trove of healthcare options with our Lavender Plan, originally priced at $95 now a steal at $68 for youngsters aged 0-18.
- We’ve got your back when it comes to healthcare needs without breaking the bank, granting you entry to Group B-F Private Clinics & Hospitals.
- Our all-inclusive plan is like a buffet for everyone, making sure no one misses out on the health party.
We see you, we hear you, and we’ve got your back because every health journey is an adventure worth taking!
Overall Annual Benefit of $21,000.00
CLOVER PLAN
$104 PER MONTH
With the introduction of Hlalani Kuhle/Rugare Medical, the pursuit of optimal health reaches its conclusion.
- Embrace our Lavender Plan, now reduced from $104 to a remarkable $65 for youngsters aged 0-18. For seniors aged 65 and above, Clover offers an enticing $120.
- Access premium healthcare services without straining your finances! Benefit from top-tier Private Clinics & Hospitals categorised under Groups A-F.
- Our comprehensive plan caters to all, ensuring that everyone receives their share of the healthcare benefits.
We acknowledge your needs and stand ready to support you, recognising that each individual’s health journey is a captivating voyage.
Overall Annual Benefit of $33,000.00
SAGE PLAN
$216.00 USD per Month
Our exclusive coverage is specifically crafted
for individuals aged 65 and older, delivering
essential medical support without the need
for dependents. Experience top-notch
healthcare for you, always.
Overall Annual Benefit of $33,000.00
PREMIUM USD PLAN
From $37.00 USD per member per Month
Hlalani Kuhle/Rugare Medical Health Packages include Sweet Rewards, which provide our members with that extra boost to stay healthy and happy. Here are some of the benefits of this plan:
- Baby welcome benefit
- Wellness and health risk management program
- HealthMate App: 24-hour support
- Access to a wide range of medical facilities
- Bereavement Benefit -Bereavement token -Bereavement Subscription Waiver
- Access to regional and International cover
- Hospital Cash-Back
- Travel Insurance Cover
- Air Evacuation
- Insurance Premium Discount
Overall Annual Benefit from $10,000.00 USD
Base Plan
$7.00 USD per Month
Health is Wealth, Make it Accessible with Hlalani Kuhle/Rugare Medical! For just $7, step into a world of comprehensive healthcare with our Base Plan. We
ensure your health needs are covered without burning a hole in your pocket.
Our plan is inclusive, extending its arms to everyone, including the self-employed. We understand the diverse needs of our community.
Overall Annual Benefit $3,500.00
Scholar Med Plan
$10.00 USD PER MONTH
Here’s what makes the Scholar Plan unique:
Affordable coverage: Students can access quality healthcare for only $10 per month.
Group discounts: This plan is available to institutions enrolling a minimum of 20 students.
Peace of mind: Students get access to Rugare’s extensive service provider network, ensuring they can receive medical care when needed.
Overall Annual Benefit $5,000.00
Metro Plan
$15.00 USD per Month
This plan is specifically designed for local authorities, municipalities, and councils.
Enjoy a generous annual benefit of $5000 USD, a hospital cash back plan, and access to a wide range of medical services, for just $15 USD per person per month.
Overall Annual Benefit $5,000.00
Value Plan
$17.00 USD per Month
Staying healthy is important, but medical bills can add up fast. If you’re looking for an affordable way to manage your healthcare costs, then Rugare Medical’s Value Plan could be a great fit!
Whether you need to see a general
practitioner, visit a specialist, or pick up
prescriptions, the Value Plan has you covered.
Overall Annual Benefit $5,000.00
Manuka Plan (GROUP B - F)
Baines Avenue Clinic
Belvedere Maternity Home
St Annes, Galen House Casualty Unit (Byo)
Falls Medical Centre
Claybank Hospital (Gweru)
All Saints Children’s Hospital (Byo)
Lavender Plan (GROUP B - F)
Baines Avenue Clinic
Belvedere Maternity Home
St Annes, Galen House Casualty Unit (Byo)
Falls Medical Centre
Claybank Hospital (Gweru)
All Saints Children’s Hospital (Byo)
Clover Plan (GROUP A - F )
ALL Hospitals
Avenues Clinic (included)
MATER DEI HOSPITAL (included)
WE’VE GOT YOU COVERED
We consistently focus on providing client-centric solutions.
Rugare Medical is underwritten by Cellmed Health Medical Fund. The Rugare Medical product ranges are designed to cater for the varying array of individuals and companies
IT’S MORE THAN JUST MEDICAL INSURANCE
Access to a wide range of medical facilities & services Your Rugare medical aid membership gives you access to a vast world of medical services! From general practitioners and specialists to radiology services, and pharmacies, you’ve got coverage.
WORLD CLASS MEDICAL INSURANCE PROVIDER
Speak to a Consultant for free:
We are always happy to assist our potential clients with any information they may need. Please fill in your contact details below and we will contact you:
Wellness and health risk management program
We encourage our members to be pro-active about healthy living and lifestyle. In order to support this, we designed a robust continuous health programme which engages members in various activities which improve quality of life. Among many, this includes fitness activities – all included in our packages.
Access to a range of medical facilities & service
Your Rugare Medical membership through a partner gives you access to a vast world of medical services! From general practitioners and specialists to radiology services, and pharmacies, you’ve got coverage.
Innovative Health Mate App: 24-hour support
The free Cell Med Heath Mate app is your gateway to full information your membership, anytime you need it. From subscription details to hosting support functions, it is designed to make your consumption of our custom packages both, efficient and memorable. Health Mate is available on both Google Play Store and Apple App Store.