WELCOME TO
RUGARE MEDICAL
Hlalani Kuhle – taking care of your health
About Us
Rugare Medical, is a fast growing medical aid in Zimbabwe with a primary objective to ensure comprehensive sustainable access to cost-effective healthcare for our growing pool of members.
Choose from our Comprehensive USD based plans with 4 broad plans including a Value USD Plan from only $17.00 a month with premium medical benefits for groups and corporates.
Rugare Medical offers comprehensive medical aid cover through an extensive service provider network with countrywide distribution, guaranteeing that our members can access medical services in any part of the country. We have also made strategic partnerships regionally and internationally which allow Rugare Medical members to access medical treatment outside our borders.
RUGARE MEDICAL PLANS
We offer comprehensive medical aid cover through an extensive service provider network with countrywide distribution, guaranteeing that our members can access medical services in any part of the country.
READY TO JOIN RUGARE?
By taking the time to fill out our form you are taking the first step to securing a Healthy future for you and or your loved ones. You are required to fill all sections of the Form to make sure relevant information is accurately captured.
PRODUCT AND SERVICES
FEATURED PLAN:
The Rugare Value Plan:
The Value Plan that offers premium medical aid benefits all the way for Groups and Corporates
$17.00
Per Month
Per Member
VALUE PLAN
OVERALL ANNUAL LIMIT
$5000.00
QUICK BENEFITS OVERVIEW:
This plan includes an annual limit of up to $5000.00 with benefits including but not limited to Hospitalisation, Acute Medication, Ambulance Services, Chronic Medication, Baby Benefit, Dental Cover, Radiology, GP Consultation, Specialist Consultation, Bereavement Token, Orthodontic / Prosthetics, Optical plus Refraction (2 year benefit), Pathology, Prosthesis & Appliances, Preventive Care Benefit
* Small and Large corporates have access to all benefits on the first contribution.
* High claims performance of account will result in loading of subscriptions.
* Rugare retains the right to underwrite and invoke additional waiting periods.
* Fund age limit is 65 years.
USD Based Rugare Medical Cover Across Zimbabwe
Minimum to no shortfalls & co-payment
All our health insurance plans are affordable, valid anywhere in Zimbabwe and have annually guaranteed limit renewals.
Value Plan
Annual limit:
$5,000.00 USD
Accepted at local pharmacies, specialists, general practitioners, government and some private hospitals.
Manuka Plan
Annual limit:
$13,000.00 USD
Accepted at local pharmacies, specialists, general practitioners, government and some private hospitals.
Lavender Plan
Annual limit:
$21,000.00 USD
Accepted at local pharmacies, specialists, general practitioners, government and some private hospitals.
Clover Plan
Annual limit:
$33,000.00 USD
Accepted at local pharmacies, specialists, general practitioners, government and some private hospitals.
HOSPITAL CATEGORIES:
Manuka Plan (GROUP B - F)
Baines Avenue Clinic
Belvedere Maternity Home
St Annes, Galen House Casualty Unit (Byo)
Falls Medical Centre
Claybank Hospital (Gweru)
All Saints Children’s Hospital (Byo)
Lavender Plan (GROUP B - F)
Baines Avenue Clinic
Belvedere Maternity Home
St Annes, Galen House Casualty Unit (Byo)
Falls Medical Centre
Claybank Hospital (Gweru)
All Saints Children’s Hospital (Byo)
Clover Plan (GROUP A - F )
ALL Hospitals
Avenues Clinic (included)
MATER DEI HOSPITAL (included)
ALL PLANS INCLUDE
Ward Admission
Dental Appointments
Surgical Procedures
Oncology
Ambulance Services:
MRI, CT & PET Scans
GP & Specialists Consultations
Maternity
WE’VE GOT YOU COVERED
We consistently focus on providing client-centric solutions.
Rugare Medical is underwritten by Cellmed Health Medical Fund. The Rugare Medical product ranges are designed to cater for the varying array of individuals and companies
IT’S MORE THAN JUST MEDICAL INSURANCE
Access to a wide range of medical facilities & services Your Rugare medical aid membership gives you access to a vast world of medical services! From general practitioners and specialists to radiology services, and pharmacies, you’ve got coverage.
WORLD CLASS MEDICAL INSURANCE PROVIDER
Speak to a Consultant for free:
We are always happy to assist our potential clients with any information they may need. Please fill in your contact details below and we will contact you:
Wellness and health risk management program
We encourage our members to be pro-active about healthy living and lifestyle. In order to support this, we designed a robust continuous health programme which engages members in various activities which improve quality of life. Among many, this includes fitness activities – all included in our packages.
Access to a range of medical facilities & service
Your Rugare Medical membership through a partner gives you access to a vast world of medical services! From general practitioners and specialists to radiology services, and pharmacies, you’ve got coverage.
Innovative Health Mate App: 24-hour support
The free Cell Med Heath Mate app is your gateway to full information your membership, anytime you need it. From subscription details to hosting support functions, it is designed to make your consumption of our custom packages both, efficient and memorable. Health Mate is available on both Google Play Store and Apple App Store.