Individual Medical Insurance
Find cover for you and your family.
Compare the monthly contribution and annual benefit limit, then open a plan to review everything it includes.
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Choose a monthly contribution and who needs cover. Change your choices at any time to see more plans.
Individual Medical Insurance
Sanara
Monthly contribution for one adultUS$10 per month- Child monthly
- US$10
- Overall annual limit
- US$2,050
- Gap cover
- Not included
View all plan benefits
- Adult monthly contribution
- US$10
- Child monthly contribution
- US$10
- Senior monthly contribution
- Not included
- Overall annual limit
- US$2,050
- Absolute limit
- US$2,050
- Gap cover
- Not included
- GP benefit
- US$100
- Specialist benefit
- US$69
- Hospital benefit
- US$1,026
- Acute medication
- US$75
- Chronic medication
- US$127
- Dental
- US$96
- Optical
- US$36
- Pathology
- US$64
- Radiology
- US$152
- Chronic nursing
- Not included
- Orthodontics
- Not included
- Glucometers
- US$12
- Hearing aids
- US$59
- Nebulisers
- US$27
- Ostomy bags
- US$51
- External prosthetics
- US$121
- Internal prosthetics
- Not included
- Therapy
- US$34
- Evacuation
- US$82
- Hospital cashback
- Not included
- Funeral benefit
- Not included
- HAC evacuation
- Not included
Individual Medical Insurance
Vintage
Monthly contribution for one adultUS$23 per month- Child monthly
- US$23
- Overall annual limit
- US$8,100
- Gap cover
- US$4,000
View all plan benefits
- Adult monthly contribution
- US$23
- Child monthly contribution
- US$23
- Senior monthly contribution
- Not included
- Overall annual limit
- US$8,100
- Absolute limit
- US$4,100
- Gap cover
- US$4,000
- GP benefit
- US$199
- Specialist benefit
- US$138
- Hospital benefit
- US$2,051
- Acute medication
- US$150
- Chronic medication
- US$254
- Dental
- US$191
- Optical
- US$80
- Pathology
- US$128
- Radiology
- US$304
- Chronic nursing
- Not included
- Orthodontics
- Not included
- Glucometers
- US$20
- Hearing aids
- US$117
- Nebulisers
- US$54
- Ostomy bags
- US$103
- External prosthetics
- US$242
- Internal prosthetics
- Not included
- Therapy
- US$68
- Evacuation
- US$163
- Hospital cashback
- US$20
- Funeral benefit
- US$800
- HAC evacuation
- No shortfalls for evacuation within Zimbabwe
Individual Medical Insurance
Nova
Monthly contribution for one adultUS$70 per month- Child monthly
- US$53
- Overall annual limit
- US$22,813
- Gap cover
- US$8,000
View all plan benefits
- Adult monthly contribution
- US$70
- Child monthly contribution
- US$53
- Senior monthly contribution
- Not included
- Overall annual limit
- US$22,813
- Absolute limit
- US$14,813
- Gap cover
- US$8,000
- GP benefit
- US$456
- Specialist benefit
- US$461
- Hospital benefit
- US$7,316
- Acute medication
- US$195
- Chronic medication
- US$692
- Dental
- US$687
- Optical
- US$250
- Pathology
- US$468
- Radiology
- US$1,500
- Chronic nursing
- US$955
- Orthodontics
- Not included
- Glucometers
- US$68
- Hearing aids
- US$414
- Nebulisers
- US$128
- Ostomy bags
- US$360
- External prosthetics
- US$630
- Internal prosthetics
- US$901
- Therapy
- US$235
- Evacuation
- US$578
- Hospital cashback
- US$20
- Funeral benefit
- US$800
- HAC evacuation
- No shortfalls for evacuation within Zimbabwe
Individual Medical Insurance
Lux Elite
Monthly contribution for one adultUS$114 per month- Child monthly
- US$82
- Overall annual limit
- US$31,791
- Gap cover
- US$10,000
View all plan benefits
- Adult monthly contribution
- US$114
- Child monthly contribution
- US$82
- Senior monthly contribution
- Not included
- Overall annual limit
- US$31,791
- Absolute limit
- US$21,791
- Gap cover
- US$10,000
- GP benefit
- US$715
- Specialist benefit
- US$722
- Hospital benefit
- US$11,002
- Acute medication
- US$263
- Chronic medication
- US$969
- Dental
- US$987
- Optical
- US$300
- Pathology
- US$747
- Radiology
- US$1,928
- Chronic nursing
- US$1,136
- Orthodontics
- US$341
- Glucometers
- US$88
- Hearing aids
- US$620
- Nebulisers
- US$161
- Ostomy bags
- US$517
- External prosthetics
- US$956
- Internal prosthetics
- US$1,368
- Therapy
- US$344
- Evacuation
- US$828
- Hospital cashback
- US$20
- Funeral benefit
- US$800
- HAC evacuation
- No shortfalls for evacuation within Zimbabwe
Individual Medical Insurance
Apex Elite
Monthly contribution for one adultUS$131 per month- Child monthly
- US$84
- Overall annual limit
- US$39,335
- Gap cover
- US$14,000
View all plan benefits
- Adult monthly contribution
- US$131
- Child monthly contribution
- US$84
- Senior monthly contribution
- US$148
- Overall annual limit
- US$39,335
- Absolute limit
- US$25,335
- Gap cover
- US$14,000
- GP benefit
- US$833
- Specialist benefit
- US$834
- Hospital benefit
- US$12,485
- Acute medication
- US$315
- Chronic medication
- US$1,178
- Dental
- US$1,076
- Optical
- US$350
- Pathology
- US$945
- Radiology
- US$2,459
- Chronic nursing
- US$1,218
- Orthodontics
- US$572
- Glucometers
- US$94
- Hearing aids
- US$710
- Nebulisers
- US$180
- Ostomy bags
- US$576
- External prosthetics
- US$1,107
- Internal prosthetics
- US$1,584
- Therapy
- US$403
- Evacuation
- US$914
- Hospital cashback
- US$20
- Funeral benefit
- US$800
- HAC evacuation
- No shortfalls for evacuation within Zimbabwe
Individual Medical Insurance
Regal Elite
Monthly contribution for one adultUS$216 per month- Child monthly
- US$216
- Overall annual limit
- US$48,324
- Gap cover
- US$14,000
View all plan benefits
- Adult monthly contribution
- US$216
- Child monthly contribution
- US$216
- Senior monthly contribution
- US$216
- Overall annual limit
- US$48,324
- Absolute limit
- US$34,324
- Gap cover
- US$14,000
- GP benefit
- US$1,179
- Specialist benefit
- US$1,174
- Hospital benefit
- US$17,791
- Acute medication
- US$400
- Chronic medication
- US$1,582
- Dental
- US$1,418
- Optical
- US$350
- Pathology
- US$1,242
- Radiology
- US$2,552
- Chronic nursing
- US$1,620
- Orthodontics
- US$940
- Glucometers
- US$118
- Hearing aids
- US$941
- Nebulisers
- US$235
- Ostomy bags
- US$746
- External prosthetics
- US$1,539
- Internal prosthetics
- US$2,202
- Therapy
- US$501
- Evacuation
- US$1,145
- Hospital cashback
- US$20
- Funeral benefit
- US$800
- HAC evacuation
- No shortfalls for evacuation within Zimbabwe
No plans match that contribution range.
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All contributions and benefits are shown in US dollars. Eligibility, waiting periods, authorisations and final terms are confirmed before enrolment.
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Understanding the benefit limits
- Overall annual limit
- The combined annual ceiling shown for the plan.
- Absolute limit
- The core annual benefit limit before any applicable gap cover.
- Gap cover
- Additional cover listed in the approved benefit schedule, subject to the plan rules.
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